Three Signs You May Not Be To Blame for a Slip and Fall Accident

From the time you first hit the ground, others may have been trying to convince you that your fall injury at a Bay Park Square store, in a shop in the Olde Main District, or elsewhere in Green Bay was your fault. The store manager may have said something like, “Surely you noticed the water,” or the insurance adjuster may ask, “You were on your phone at the time you fell, right? How could you even see what was in front of you?”

Don’t Let Them Change the Facts

Do not agree to what they are saying and admit that you were negligent until you stop and think about the situation. You might not have seen the water or you may have been your phone. This does not necessarily make the slip and fall accident your fault. Instead, consider what really happened:

• Was any warning provided about the danger? For example, was there warning tape or a wet floor sign in the area?
• Was the danger open and obvious, or more subtle? Was it hard to see or easy to detect? 
• Had the danger been there for a long period of time? Was it a new problem that occurred shortly before your injury, or an ongoing problem?

If there was no warning, if the danger was hard to detect, and if the property manager knew about or should have known about the risk, then the accident might not have been your fault and you may be entitled to a legal recovery.

Know For Sure
Before you talk to the insurance adjuster or settle your case it is important to know what really caused your injury. To find out more, please start an online chat with us today. We would be pleased to provide you with a free consultation about your rights and possible recovery.

All About Personal Injury Protection

Accidents and injuries are quite unfortunate and unexpected. That makes it more compulsory for us to insure oneself for such mishaps. Personal injury protection is an insurance that is apt in such cases. It does not focus on the person who is at fault but the damage done. 

Auto Policy

A person can insure against serious injuries and damage to the car with an auto insurance policy. Under this, the person will receive a sum assured. Many a time this sum may not be sufficient to recover from losses. Moreover, the insurance company adjusts your policy and pays you. This leaves us with deficient funds for repairs of the car and medical bills.

Personal injury protection

You can file an accident injury claim using any of these: bodily injury liability, personal injury protection (PIP), and medical payment. Auto insurance for personal injury protection is the right pick of the options mentioned above.  

Salient Features

•  PIP provides for your medical bills within a particular limit
•    It even covers recuperating expenses.
•   It aids collateral repercussions that include loss of income and home aid.
• It also functions partially as a health insurance for the injured irrespective of whether the person holds a health insurance or not.
• A person who may be the cause of the accident is not liable for the injuries of the other, under PIP holder.
• Each injured party involved in the accident is guaranteed a maximum coverage under this policy.

What it Covers

It pays a per-injured person benefit, the insurer, and the specified members of the policy. The policy pays the insurer irrespective of his fault in the accident. This means he being the first party insurance holder has the benefit of claim even if the accident is caused due to his fault. 

It includes various medical expenses such as nursing, hospital, surgical, dental, ambulance and x-ray charges. PIP may also provide for medication both long term and short term and even prosthetic devices. 

If a person is disabled or sustains some injuries that throw his daily routine out of gear, he can receive benefits for household help or other chores and tasks. Loss of income is also covered under this policy. 

Funeral expenses are also borne by the insurer. In some cases, the heir of the person who died due to severe injuries also may be benefited.

Caution

PIP coverage limits vary from state to state and need to be studied thoroughly.

How to claim for personal injury as new research shows 1 in every 36 drivers in the UK is uninsured

Over a million drivers roam the streets without a valid insurance policy in place - here's how to claim if you're involved in an accident with an uninsured driver

When car accidents happen, it's common practice to contact your insurance provider to seek help or advice - after all, accidents happen - it's a fact of life.

But what happens if it's someone else's fault, and they don't have a policy in place?

All motorists are required by law to have a valid insurance policy - but as we all know, not everyone obeys the law.

No-one knows exactly how many uninsured drivers there are on Britain’s roads, but a fair estimate is about 1.2 million.

This is roughly one driver in every 36, although that could climb to as many as one in five in inner cities.

The chances of being hit by an uninsured driver are about a hundred times higher in the UK than in Germany.

So what happens if you suffer injury or property damage at the hands of an uninsured driver?

Fortunately, you’re not completely unprotected.

Read More>> http://www.mirror.co.uk/features/how-claim-personal-injury-new-3794327