Thursday, 22 May 2014

How To File A Bodily Injury Claim

How To File A Bodily Injury Claim
Accidents are common and can occur to anybody anytime. If you happen to meet with an accident then you can file a bodily injury claim to get the compensation. Even if the fault is somebody else’s, then also it is possible to file a claim at the insurance provider of that person. However, there are certain exceptions to it. These are as under:
  1. If you reside in a state that needs protection for personal injury and does support no-fault clause, then you are supposed to file the bodily injury claim with your own insurance provider to get the compensation.
  2. If you are the victim of the accident, i.e. if you had been one of the passengers then the claim can be filed at either owns insurance company or at the person’s insurance company, whose fault has landed you into trouble. For example, the insurance department of the state where you reside can be contacted to claim your bodily injury.
  3. Another exception is that, if you have been living in a state that supports security deposit instead of auto insurance then you are required to contact the state insurance department that handles this mode of compensation.
Things to be Kept in Mind while Filing a Bodily Injury Claim

Try to gather as much information about the accident. For example,  names and contact information of the other party involved in the accident, time and location of the accident, photos of your hampered vehicle, documents that support your medical treatment and visits to the doctor at the hospital and a police report.

After gathering all the information, contact the insurance company immediately to file the bodily injury claim and submit all the details to let the process of settlement begin. If required, you can also hire a personal injury attorney to get a fair compensation.

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