Getting a personal injury claim is a very tedious task if you
go for it alone. Without a thorough understanding of the terms and conditions
of the policy and the claim procedures you may secure an unfair compensation or
even lose the case.
Listed below are the dos and don’ts of personal injury cases
which when followed would prove to be beneficial down the road:
Dos
The first step is to seek medical care and assistance to
avoid any further complications. After this, summon the police, if appropriate,
as most of the insurance companies demand for a police report during the court
proceedings. In addition to this, make sure that you report the insurance company
about the personal injury as soon as possible as there is time limit for filing personal injury claims. Medical report stating the injuries is also an
important document which you need to produce before the court so that you can
justify the amount you have claimed for. Hence, ensure that you have this
report ready beforehand.
Gathering witnesses, photographic and video graphic proofs and
evidences clearly pointing out the fault of the third party in appropriate
scenarios is also very essential. This will help you a lot in proving that it
was someone else who was responsible for the personal injury and hence you are
eligible for the claim according to the personal injury law. Hiring
investigators and experts and seeking free consultation will be the right way
to begin with your personal injury claim as they are equipped with all the
knowledge necessary for handling and winning such cases.
Don’ts
Many a times the insurance company sends an investigator to
gather information about the incident so that they get an idea about the mishap
and turn the decision in their favor. It is very important to understand that
you are not required to provide any kind of data, written or verbal, to the
insurance agent. Another factor which is a big ‘no’ is do not sign on any kind
of legal or blank document without consulting an attorney as it can put you in
great trouble in future.
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